/* ══════════════════════════════════════════════════════════════════
   GUÍAS POR TEMA — estilos compartidos (conciliacion/<tema>/, insolvencia/<tema>/)
   Colores y tipografía institucionales de Fundación Xánder
   ══════════════════════════════════════════════════════════════════ */
:root{
  --verde:#1f5c44; --verde-m:#2e7d5e; --verde-c:#e7f1ec; --verde-o:#12392a;
  --naranja:#f0871a; --naranja-o:#c9670a; --naranja-c:#fff7ee;
  --tinta:#17261f; --gris:#5b6b62; --linea:#d6e2db; --papel:#fbfcfa; --blanco:#fff;
  --fh:'Lexend','Segoe UI',system-ui,sans-serif; --fb:'Source Sans 3','Segoe UI',system-ui,sans-serif;
  --r:14px; --ancho:1160px;
}
*,*::before,*::after{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{font-family:var(--fb);font-size:1.0625rem;line-height:1.65;color:var(--tinta);background:var(--papel)}
img{max-width:100%;display:block}
a{color:var(--verde-m)}
h1,h2,h3{font-family:var(--fh);line-height:1.2;color:var(--verde);font-weight:600;letter-spacing:-.015em}
:focus-visible{outline:3px solid var(--naranja);outline-offset:3px;border-radius:4px}
.wrap{max-width:var(--ancho);margin:0 auto;padding:0 22px}
.oculto{display:none!important}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;font-family:var(--fh);font-weight:600;font-size:.97rem;
  padding:13px 24px;border-radius:999px;border:2px solid transparent;cursor:pointer;white-space:nowrap;text-decoration:none;transition:background .2s,color .2s}
.btn-n{background:var(--naranja);color:#fff}.btn-n:hover{background:var(--naranja-o)}
.btn-v{background:var(--verde);color:#fff}.btn-v:hover{background:#164436}
.btn-b{background:transparent;color:var(--verde);border-color:var(--verde)}.btn-b:hover{background:var(--verde);color:#fff}
.btn:disabled{opacity:.65;cursor:wait}

/* Encabezado de la guía */
.t-hero{background:var(--verde);color:#fff;padding:40px 0 52px}
.migas{font-size:.9rem;margin-bottom:18px;color:rgba(255,255,255,.75)}
.migas ol{list-style:none;display:flex;flex-wrap:wrap;gap:6px}
.migas li+li::before{content:'/';margin-right:6px;color:rgba(255,255,255,.45)}
.migas a{color:#fff;text-decoration:none;border-bottom:1px solid rgba(255,255,255,.4)}
.t-hero h1{color:#fff;font-size:clamp(1.9rem,4.4vw,3rem);font-weight:700;max-width:24ch;margin-bottom:16px}
.t-hero .lead{font-size:1.18rem;color:rgba(255,255,255,.88);max-width:62ch;margin-bottom:22px}
.garantias{list-style:none;display:flex;flex-wrap:wrap;gap:10px 22px;font-size:.97rem;color:rgba(255,255,255,.9)}
.garantias li{display:flex;gap:8px;align-items:center}
.garantias li::before{content:'';width:9px;height:9px;border-radius:50%;background:var(--naranja);flex:none}

/* Cuerpo: texto + formulario fijo */
.t-cuerpo{display:grid;grid-template-columns:minmax(0,1fr) 380px;gap:48px;align-items:start;padding:56px 0 72px}
.t-texto h2{font-size:clamp(1.35rem,2.4vw,1.75rem);margin:40px 0 12px}
.t-texto h2:first-child{margin-top:0}
.t-texto h3{font-size:1.1rem;margin:22px 0 6px}
.t-texto p{margin-bottom:14px;max-width:68ch}
.t-texto ul{margin:0 0 16px;padding:0;list-style:none;max-width:68ch}
.t-texto ul li{padding:5px 0 5px 22px;position:relative}
.t-texto ul li::before{content:'';position:absolute;left:2px;top:17px;width:9px;height:2px;background:var(--naranja)}
.pasos{list-style:none;counter-reset:p;margin:6px 0 18px;max-width:68ch}
.pasos li{counter-increment:p;position:relative;padding:0 0 18px 58px}
.pasos li::before{content:counter(p);position:absolute;left:0;top:0;width:40px;height:40px;border-radius:50%;background:var(--verde);color:#fff;
  display:grid;place-items:center;font-family:var(--fh);font-weight:600}
.pasos li:last-child::before{background:var(--naranja)}
.pasos b{display:block;font-family:var(--fh);font-weight:600;color:var(--verde)}
.nota-legal{background:var(--verde-c);border-left:4px solid var(--verde-m);border-radius:0 10px 10px 0;padding:14px 18px;margin:18px 0;max-width:68ch}
.virtual{background:var(--naranja-c);border:1px solid #f5d3ae;border-radius:var(--r);padding:20px 22px;margin:28px 0;max-width:68ch}
.virtual h2{margin-top:0!important;font-size:1.25rem}

/* Preguntas frecuentes */
.faq{max-width:68ch}
.faq details{border-bottom:1px solid var(--linea)}
.faq summary{cursor:pointer;list-style:none;padding:16px 36px 16px 0;font-family:var(--fh);font-weight:500;font-size:1.05rem;color:var(--verde);position:relative}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:'+';position:absolute;right:6px;top:12px;font-size:1.5rem;color:var(--naranja);transition:transform .2s}
.faq details[open] summary::after{transform:rotate(45deg)}
.faq details p{padding:0 0 18px;color:var(--gris)}

/* Otras guías */
.relacionadas{background:var(--verde-c);padding:52px 0}
.relacionadas h2{font-size:1.5rem;margin-bottom:18px}
.rel-g{display:grid;grid-template-columns:repeat(auto-fit,minmax(230px,1fr));gap:14px}
.rel-g a{display:block;background:#fff;border:1px solid var(--linea);border-radius:12px;padding:16px 18px;text-decoration:none;color:var(--tinta)}
.rel-g a:hover{border-color:var(--verde-m)}
.rel-g b{display:block;font-family:var(--fh);font-weight:600;color:var(--verde);margin-bottom:2px}
.rel-g span{font-size:.93rem;color:var(--gris)}

/* Formulario (mismos campos del inicio) */
.form{background:var(--blanco);border:1px solid var(--linea);border-radius:18px;padding:26px;box-shadow:0 14px 40px rgba(31,92,68,.1);position:sticky;top:100px}
.form h2{font-size:1.35rem;margin-bottom:4px}
.form .sub{color:var(--gris);font-size:.94rem;margin-bottom:16px}
.form label{display:block;font-weight:700;font-size:.9rem;margin-bottom:4px}
.form input,.form textarea,.form select{width:100%;padding:10px 12px;border:1.5px solid var(--linea);border-radius:10px;font:inherit;font-size:1rem;background:#fff;color:var(--tinta);margin-bottom:12px}
.form input:focus,.form textarea:focus,.form select:focus{outline:none;border-color:var(--verde-m);box-shadow:0 0 0 3px rgba(46,125,94,.15)}
.form textarea{min-height:96px;resize:vertical}
.form .acepta{display:flex;gap:10px;align-items:flex-start;font-weight:400;font-size:.86rem;color:var(--gris)}
.form .acepta input{width:auto;margin-top:4px}
.form button[type=submit]{width:100%;margin-top:12px}
.trampa{position:absolute;left:-9999px;width:1px;height:1px;overflow:hidden}
.msg{padding:12px 14px;border-radius:10px;margin-top:12px;font-weight:600;display:none;font-size:.95rem}
.msg.ok{display:block;background:var(--verde-c);color:var(--verde)}
.msg.err{display:block;background:#fdecea;color:#b3261e}
.captcha{background:var(--verde-c);border:1.5px solid var(--linea);border-radius:12px;padding:12px 14px;margin:12px 0 4px}
.captcha .cap-t{display:block;font-weight:700;font-size:.85rem;color:var(--verde);margin-bottom:6px}
.cap-fila{display:flex;align-items:center;gap:10px;flex-wrap:wrap}
.cap-q{font-family:var(--fh);font-weight:700;font-size:1.1rem;color:var(--verde);background:#fff;border:1.5px solid var(--linea);border-radius:8px;padding:6px 14px;min-width:88px;text-align:center;user-select:none}
.cap-igual{font-weight:700;color:var(--gris)}
.form .cap-in{width:70px;margin:0;text-align:center;font-weight:700;font-size:1.1rem;padding:8px}
.cap-ayuda{font-size:.85rem;color:var(--gris);flex:1;min-width:130px}
.cap-bloq{margin-top:8px;font-size:.9rem;font-weight:600;color:#b3261e}

.wa-flot{position:fixed;right:20px;bottom:20px;z-index:60;width:58px;height:58px;border-radius:50%;background:#25d366;display:grid;place-items:center;box-shadow:0 8px 24px rgba(0,0,0,.25)}
.wa-flot svg{width:30px;height:30px;fill:#fff}

@media(max-width:980px){.t-cuerpo{grid-template-columns:1fr;gap:36px}.form{position:static}}
@media(max-width:600px){.t-hero{padding:28px 0 40px}.t-cuerpo{padding:40px 0 56px}.form{padding:20px}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}}